A LITTLE CLARITY, BEFORE WE CONNECT
Website terms & conditions.
Friendly guidance, with a few important boundaries.
Effective November 9, 2026
A starting point for learning
Content is general education, not individualized legal, tax, financial, claims, or coverage advice. Your issued policy controls. Examples are illustrative, not client stories or promises.
A message is not coverage
A form selection, email, text, or call request does not bind, change, renew, cancel, or reinstate insurance. Coverage requires completion of the insurer’s requirements and confirmation that it is in force.
Every situation is different
Products, prices, and acceptance depend on eligibility, underwriting, insurer appointments, exclusions, and policy terms. Nothing on this site guarantees approval, a rate, or a benefit.
Who this site represents
This is Moses F. Nunez-Chavez’s professional life insurance website, California License No. 4586466. Farmers experience describes prior work; this is not a Farmers corporate website or a government or military program.
For urgent matters
Contact the insurer through its official claims or service channels for claims or urgent coverage changes. Use emergency services for emergencies. Do not rely on a website message for immediate action.
Questions? Moses is here.
Moses F. Nunez-Chavez · California Insurance License No. 4586466
mosesnunez002@gmail.com